Changing Cards

Last Monday morning I went out to run some errands — nothing fancy, just dropping off a document at the tax guy, paying for the sooper-seekrit mailbox, and a quick trip to Kroger for some top-up items.  Basically my spend was less than a hundred dollars, but I knew I had way more than that in the bank account, so no big deal, right?

Wrong.  I got home, check the email and there was a warning message from the bank saying I had less than $100 in my account (I am so glad I have this feature).  When I looked at the account, there was an ATM charge from some company for $336 dollars — a company I’d never heard of nor visited, and when I looked at the details, it noted that the transaction method was a “tap”.

Didn’t happen.

I then called the bank and told them about the fraudulent claim, which got the wheels turning.  Net result:  they changed the transaction to “pending”, but then the crap began:  policy is to issue a new card number/card, which takes ta-da!  up to five business days to process and deliver.  So basically, I end up without an ATM card for that period, plus I have to contact all the autopay vendors and give them the new card number so that my life can continue uninterrupted, without such things as wifi being disconnected and so on — you know the deal.

What disturbs me about all this is that apparently there’s no guarantee that a fraudulent transaction can be “clawed back” if it’s been made against a checking account — it’s considered your problem — but with a credit card, however, it’s the bank’s problem and they have all sorts of ways to get the money back.  Seems weird, but that’s banks for you.

I remember seeing one of those EeewwwChoob videos a while ago wherein some smart money guy said that he refused to use an ATM card, ever, and only used a credit card because of just such a situation.

Here’s my take:  I don’t owe a lot of money on my credit card, and thanks to an upcoming tax refund I could pay it all off without any problem.  (I normally pay 6x the “minimum” each month, so I don’t get stung too badly by their loanshark interest rates.)

I am thinking, now, that maybe I should do what the Smart Money Guy said, do away with the ATM card and treat the paid-off credit card like it’s an ATM card, and just pay the balance in full each month.  (I don’t spend a lot of money on the Visa card so this shouldn’t be a problem, and our income — from New Wife’s job and my SocSec gets automatically transferred out of our current accounts into an interest-bearing account anyway, so we never have that much cash in the current accounts.)  I have full faith in my and New Wife’s self-discipline to do this, by the way, so on that score there should be no problem.

My question for y’all:  if I do the above and pay off the credit card balance in full each month, is there a risk that Global MegaBank Inc. will realize that they’re making no money off their loansharking, only from their transaction fees, and cancel my credit card?

All input is welcome.

Quote Of The Day

Talking about this little adventure:

We need a total immigration moratorium and a complete ban on all African, Islamic, and Third World migration to this country forever. — Christian Heiens

Amen to that.

And I don’t care about how !raycissss! this sounds.  What’s at stake is the future of our civilization and our national principles — and I’m not exaggerating, either.

Disappeared Without A Trace

Why have I not seen much about this story?

A man is dead following an overnight break-in attempt at President Donald Trump’s Mar-a-Lago estate.

Authorities say Austin Tucker Martin, 21, breached the perimeter at Mar-a-Lago on Feb. 22 carrying what appeared to be a shotgun and a fuel can. Two U.S. Secret Service agents and a Palm Beach County sheriff’s deputy spotted him near the property’s north gate and ordered him to drop his weapons.

Martin lowered the gas can but, according to Palm Beach County Sheriff Ric Bradshaw, raised the shotgun “into a shooting position.” The agents and deputy began to shoot, killing him.

Have we become so inured to random acts of assassination directed at Trump that we just lose interest quickly?

Oh wait:

Authorities have not said how many shots were fired, who fired the fatal round, or what — if any — connection Martin had to extremist groups or ideologies. His motive for approaching the estate armed with a shotgun and a fuel can remains unknown.

Never mind, I’m sure that all will be explained in due course.  (See Page T17, right underneath the tide tables and crossword puzzle.)

Undeserving

Yeah, this is the right thing to do:

House Speaker Mike Johnson (R-LA) has denied a request to allow the late civil rights activist Rev. Jesse Jackson to lie in honor in the U.S. Capitol Rotunda.

At first glance, this would appear to be a spiteful act.  When you look at the criteria for said honor, however, the truth emerges:

The Speaker considered past precedent of mostly reserving the practice for former presidents and select former government officials and military honorees.

And Jackson wouldn’t qualify under a single one of those categories, would he?  Because he never did a single damn thing except ride the Racism Grifter Express (which, to be fair, I think he did actually create).

And while we’re there, an honest IRS investigation and audit into his “Rainbow Coalition”‘s finances might in all likelihood have ended with him in jail for financial fraud or at best mismanagement.  But that was never going to happen, of course.

Had Jackson ever been elected to office on the Token Negro ticket, he would have been proven to be as inept and venal as the asshole (another “community activist”) who was eventually elected to the Presidency, on the same ticket.

Ambulances?

Probably coincidence, but….

Naked man steals ambulance in Wisconsin, leading police on wild chase

…and:

Suspect’s Plan to Torch ICE Facility with Gasoline-Soaked Ambulance Fails to Ignite

WTF?

Anyway, in the first case, the punishment should be a simple one:  whack his (exposed) pee-pee.

In the second case, the punishment should be equally simple:  whack his pee-pee with a machete.

Some may think this is too Krool & Hartless, no doubt.  I disagree.  Dousing the asshole with gasoline and setting him on fire — now that may be a little K&H, although it does agree with the “make the punishment fit the crime” dictum.

Tranny Tragedy

This time in Canuckistan:

The transgender gunman who murdered his mother and brother before killing six people in the second-deadliest school shooting in Canadian history is seen happily gripping a rifle in a disturbing photo.

Jesse Van Rootselaar, 18, opened fire in the library at Tumbler Ridge Secondary School in British Columbia on Tuesday afternoon. 

A female teacher was killed, alongside three girls and two boys aged between 13 and 17.  

The shooter took his own life at the school. He killed his mother, Jennifer, and brother, Emmett, at their home beforehand, CTV News reported.

Photos show the teen looking somber at a birthday celebration and eating a meal with family – but then happily holding up a rifle. 

So much to note here, over and above the fact that the tranny shooter was a disturbed adolescent psycho (as so many of them are).  Psychos are gonna go psycho, and there doesn’t seem to be much we can do about it.

Of interest are some of the factoids surrounding the shooting itself, or rather the reaction to it.  Here’s one:

The Royal Canadian Mounted Police described the suspected shooter as a “gunperson” in a press conference on Tuesday’s attack at Tumbler Ridge Secondary School in British Columbia.

Ah yes, politically correct speech as always.  As the Bee noted, “Policeperson describes shooter as gunperson.”

Next, as any fule kno, all the gun control laws, regulations and the fuzz were useless and couldn’t prevent this attack:

The shooter, who was transitioning to female, used a handgun despite the freeze on handgun sales and transfers.

Police indicated the alleged shooter used a handgun and a long rifle. The type of long gun has yet to be made public by police, but the Associated Press noted, “The Canadian government has banned more than 2,500 makes and models of assault-style firearms in recent years.”

The ban includes “more than 1,500 models” of firearms then-Prime Minister Justin Trudeau made illegal on May 1, 2020.

Canada has a firearms license requirement, but the alleged shooter lacked a valid license. He had a license that expired in 2024, according to police.

Canada also has a red flag law yet, even though the alleged shooter was known to police, he was able to have two guns in his possession on Tuesday.

Ironically, police had attended the suspect’s family residence on multiple occasions over the past several years, dealing with mental health concerns of the suspect.

None of which laws worked in their intended purpose.  Looks like the dead tranny just used Daddy’s guns to kill Mommy and Bro before heading off to school for the grand finale.

There’s no other way to look at this:  Mentally-disturbed teenager gets hold of gun, perpetrates horrific crime in a school.  And the unpleasant part:  there’s nothing anyone can do about it, either before or after the fact.  There’s a cogent reason for “during”, mind you — an armed guard presence in schools, which may or may not help at least contain the killings — but nobody (except for some school administrators in the southern U.S. states) seems to be willing to entertain that suggestion.

So there are going to be more.