…or strategery, if you prefer. Here’s the question:
To my mind, that’s a silly worry. Unless you’re blessed with 20/20 forecasting powers, my bet is that the cost of your favorite booze will climb way beyond your poor (and probably belated) efforts to be able to invest your money to buy it at some point in the future. (As far as I know, there’s no such thing as a Booze Index to which you can tie your savings, more’s the pity.)
The answer, of course, is to buy booze now in sufficient quantities to support your intake in your retirement years. This is sound advice, provided that you aren’t one of those people who, if they have more booze, simply drink more of it.
Mr. Free Market, of course, has a wine cellar which would even satisfy a hundred Richard Burtons; but being the crafty sod that he is, he stores it not at Freemarket Towers, but in a climate-controlled room at a remote location a hundred miles away.
However, we are not all like him, not having access to his bloated plutocratic fortune; and if I read the situation correctly, even if any of my Loyal Readers do have a climate-controlled room, it’s most likely filled with guns, ammo and SHTF supplies.
Nevertheless, I recommend stockpiling booze now, rather than hoping that your retirement savings will be able to sustain your alcohol needs in the future. And for those interested in such things, I rather think that putting away a case of (e.g.) J&B or Maker’s Mark (~$240) each month will be a guarantee of future Booze Self-Sufficiency.
And if you happen to snuff it prematurely, the remainder would be an excellent (and tax-free) inheritance for your Wretched & Ungrateful Heirs as they climb over your still-warm corpse and begin pillaging your house.
Just a thought.